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Protip: ruin your own credit score so thieves can’t open credit cards in your name. Gotta stay one step ahead!
Uh…yeah, that’s exactly why I maxed mine out!
totally a security measurement
Was gonna say, wayyy ahead of you OP. I just paid one off, I should probably max it out again just in case.
With ID theft, the thieves open more credit cards. They don’t only use yours.
You are protected from muggers, as they use yours. Fuck them. I hope they feel bad when shopping and being declined.
Thieves can’t open new cards if you have collections, missed payments, and high utilization :thonk:
Lol
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