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Joined 11 months ago
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Cake day: December 16th, 2023

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  • A couple of ideas:

    • Home Ownership. I know condos exist, but it seems to me that we need a solution for home ownership that is accessible and ecologically viable. Traditional houses (and even duplex’s/townhomes) are massively inefficient from a climate perspective, not to mention the space requirements and cost.

    • Child rearing. In college, I learned that children were typically raised by multiple neighbors, in order to lessen the strain on parents. I think it is unrealistic and unhealthy to expect people to nearly kill themselves attempting to raise a child for the first couple of years.

    • Recreation space. I realize this is mostly an American thing, but lawns are a colossal waste of space. To be of any use at all, they have to be at least half an acre, and realistically, there’s no reason every single family needs their own outdoor recreation space. Plus, a tiny minority of people even use them these days.



  • There is no company that does not engage in anti-consumer data collection practices. Mozilla tried to rank them a couple of years ago, but they couldn’t because every single brand got an F on their grading rubric. That being said, anything can be airgapped if you’re handy. Just disconnect the antenna(e) and you should be golden.

    In regards to reliability, Toyota is and has been the golden standard. Mitsubishi/Nissan/Honda are a mixed bag. Stellantis has been a complete shitshow for a long time. VAG and BMW tend to be reliable, but expensive to fix. Ford and GM tend to be unreliable, but cheap to fix. Hyundai has improved massively over the past 20 years, and now has several models built like tanks, but also several that continue to be tire fires.

    I don’t know what your means are, but I’d get something small and budget oriented for a first car. Smaller cars are generally safer and cheaper, and lower engine power will help make the car more controllable in adverse conditions. If you have the option, a manual gearbox is cheaper to own, and it’s a good skill to learn.

    Edit: Also, don’t buy a car the first year of a generation or a model. Don’t buy a car on a rainy day. Do wait until the end of the month/quarter/year if buying from a dealership. Do find a local, independent mechanic who is reliable and trustworthy.




  • “I don’t really get why people get so up in arms about discussing it, but Sex is fun. Be careful though, those swimmers are persistent little fuckers.”

    “Drugs feel good and you think everything is fine until one day you look up and realize it all went wrong years ago. I can’t stop you, but I really hope you’ll choose not to try them.”

    I think both worked out well. I’m sex positive and I generally avoid drugs because it just isn’t worth the risk of finding that one substance that totally ruins my life.





  • I agree, but a significant portion (maybe even most) of our country’s population do live in very high cost of living areas such as the west cost, DC, Boston, and Miami.

    The situation is vastly different in most of the country’s less remarkable cities, like San Antonio, Minneapolis, Oklahoma City, Pittsburgh, St. Louis, or Nashville, and I think articles like this only ever account for one side of the equation or the other.

    To someone living in DFW (my home), “needing” almost $200k is insane. Honestly I doubt I’d know what to do with that money unless I just bought a bunch if shit I don’t want.








  • Oh, if you’re trying to prevent usury, it would be far simpler to either cap interest rates or ban compound interest in favor of simple interest.

    Rate caps are the simplest solution least likely to backfire, but unfortunately they tend to push people away from legitimate sources of lending, so you do have to be careful that they aren’t too low.

    Like I said, forming a corporation isn’t a simple thing, doing it to organize a personal loan would take up an enormous amount of time and money, and result in substantially fewer consumer protections.