For the most part Americans get their health insurance from their job (or spouse’s job). Typically you’ll get a few different options for plans to choose from. How expensive those plans are, and what they cover will depend on what insurance company your employer has selected.
You can select your own health insurance, and some people do for various reasons (like being self employed) but that tends to be SIGNIFICANTLY more expensive.
Additionally, even when you have insurance, there’s always another fee or copay that you have to pay. If you have a somewhat complicated medication condition doctor visits, tests, procedures and medication can all add up to a lot, even with good insurance.
There’s dozens of long videos detailing how it all works, because the whole system is pretty byzantine.
For the most part Americans get their health insurance from their job (or spouse’s job). Typically you’ll get a few different options for plans to choose from. How expensive those plans are, and what they cover will depend on what insurance company your employer has selected.
You can select your own health insurance, and some people do for various reasons (like being self employed) but that tends to be SIGNIFICANTLY more expensive.
Additionally, even when you have insurance, there’s always another fee or copay that you have to pay. If you have a somewhat complicated medication condition doctor visits, tests, procedures and medication can all add up to a lot, even with good insurance.
There’s dozens of long videos detailing how it all works, because the whole system is pretty byzantine.