I had a “good” job at one point. I didn’t put money into a 401k because I knew I wouldn’t be employed there forever.
Let’s say you’re 25 and you put 6% of $50k/yr into a 401k and then get fired 4 years later but then the best job you can find afterwards pays only a bit more than half of what you were making. You don’t get that back that until you’re 65 or whatever. That would have been $12k that’s just gone. I want to actually live to be 65. I needed that money. I’m glad I didn’t do that.
I might not have a retirement but at least I’ve (so far) never been homeless or had to live in my car.
His commentary of police chases that he does on rare occasions can be entertaining but meh.