The CFPB was authorized by the Dodd-Frank Act in 2010. In addition to helping get Dodd-Frank through Congress, Obama appointed Elizabeth Warren as a special advisor to the Treasury in order to oversee the CFPB and help get it off the ground.
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About ten years ago, I went through this process with as many data brokers and reporting agencies as possible. I printed documents, made accounts, mailed letters, and jumped through every hoop they set up. Some of the companies only recognized my request for a term of five years, while some were permanent.
I don’t get random credit card offers in the mail any more. However, since I started using an email alias service a few years ago, I’ve found my data making its way back to the data brokers. I’m not in the EU, so I don’t think I have much recourse for it. Even so, I think it’s worth it to jump through all the hoops. Maybe one day it’ll feel more meaningful.
tl;dr: It was cumbersome to do it, and other than a reduction in snail mail spam, I haven’t seen much benefit from it. All the same, I’d do it again.
For a bounty hunter? Definitely. For shift supervisor at the run-down Walgreens on the shitty side of town in Des Moines next to a Matress Firm and the CBD shop? Less so.
Wait, now do Goose and Danny D.
Simply grab two toes and gradually spread them until the skin begins to tear. Repeat for each pair of toes.
Gurbanguly Berdymukhamedov is an oppressive dictator who was responsible for some of the worst human rights abuses of any former Soviet State (which is a pretty damn high bar).
He is also an absolute cartoon character.
They have a profile on Threadless, and I’m fucken dying at some of these shirts.
Also, I just like saying “Thanks, Obama”